With events such as the FIFA World Cup, Commonwealth Games, and high-profile boxing fixtures all planned for 2026, Advice NI is warning that more people may be tempted to gamble, often without fully recognising the risks.
The charity says Northern Ireland is facing a growing but hidden issue, as gambling is increasingly revealed as a factor in problem debt. The number of people approaching Advice NI’s debt service for help with gambling has increased by 67 per cent in the last three years. The accumulative debt owed in the cases is £2,279,742, with the average debt per case over £12,000. Gambling debts are largely owed across personal loans and credit cards, but Advice NI is also starting to see a worrying upward trend in the number of people struggling to pay their mortgage, with many relying of family and friends for help.
Sinead Campbell, Head of Money, Debt and Quality at Advice NI, said, “The reality is that gambling presents an urgent issue for Northern Ireland. The debt cases we have supported reveal that the risk is likely more prevalent amongst single males of working age. Women account for around a quarter of those who come to us. Worryingly, more people are taking out credit they can’t afford to pay back to fuel their gambling. Whilst around two thirds of those who come to us are working, a fifth are managing on benefits, making it even more difficult for them to afford to repay loans and debts.
“For some, gambling remains manageable. But for others, what starts as the odd flutter can quickly escalate into serious financial difficulty. We often see people trying to win back losses, which only leads to further debt and greater financial harm. In the context of the current cost of living crisis, it’s crucial that people consider the risks before placing a bet.”
Data from the 2024 Gambling Prevalence Survey published by NISRA shows that people here in Northern Ireland are more likely to experience gambling-related harm than elsewhere in the UK. Advice NI provides free, confidential and impartial money and debt advice, supporting people affected by gambling as well as those who want to keep their gambling safe and under control.
Sinead added, “The impact goes far beyond money. Many people struggle in silence, dealing with anxiety, relationship pressures and isolation as their situation worsens. Around a quarter of those we help report at least one mental health issue as a result of their gambling. If your gambling is becoming difficult to manage, it’s important to seek help early.”
Fiona Magee, Interim Chief Executive at Advice NI, highlighted that increased accessibility through digital platforms, including social media, is driving greater risk.
She said, “Gambling is now available at the touch of a button, often through the same platforms people use every day to chat with friends and share photos. That blurs the line between entertainment and betting, and many people don’t realise how quickly the costs can add up. We are seeing cases where people are struggling to pay essential bills due to the cumulative impact of online gambling and social media competitions.”
Fiona concluded, “Gambling harm is more common than many people think, but support is available. Our advisers are here to help people take back control of their finances and their lives.”
Advice NI’s Money and Debt Service, funded by the Department for Communities, has supported over 30,000 clients with £303 million of debt since 2019. The service is free, confidential and impartial.
Visit adviceni.net or call 0800 915 4604 for more information.
